2042 Central Park Ave, Yonkers, NY 10710 Call for a free quote: 914-620-0562
David Cohen InsuranceYonkers, New York 914-620-0562
Local agency · Yonkers, NY

Auto & home insurance in New York, bundled to save you more.

David Cohen Insurance helps New York drivers, homeowners and condo & co-op owners lower their premiums. One call, a real person, and a quote built around the discounts you qualify for.

Call 914-620-0562 See coverage options
Free, no-obligation quotes Serving all of New York State 24/7 roadside assistance
At a glance

David Cohen Insurance is a local insurance agency located at 2042 Central Park Ave, Yonkers, NY 10710. The agency offers auto insurance, home insurance, condo and co-op (HO-6) insurance, and multi-policy bundle discounts to customers throughout New York State, plus 24/7 emergency roadside assistance. For a free quote, call 914-620-0562.

What we cover

Insurance for how New Yorkers actually live

From your daily commute on the Saw Mill to your apartment or co-op, we'll help you put the right protection in place — and stop overpaying for it.

Home & Auto Bundles

Combining your car and home policies is one of the fastest ways to lower what you pay each month. Bundled customers can save up to 40%.*

Call 914-620-0562 to bundle

Auto Insurance

Liability, collision, comprehensive and New York's required no-fault coverage, priced around your driving record and the discounts you earn.

Auto insurance in Yonkers →

Homeowners Insurance

Protection for your house, belongings and personal liability. If your policy hasn't been reviewed lately, you may be paying more than you need to.

Call 914-620-0562 for a quote

Condo & Co-Op Insurance

Coverage built for New York apartment ownership — your unit's interior, your belongings, and the gaps your building's master policy leaves behind.

See what HO-6 covers →

24/7 Roadside Assistance

Towing, flat-tire changes, lockouts and battery jumps, any time of day or night, so a breakdown never leaves you stranded.

Call 914-620-0562 to add it

Free Policy Review

Already insured elsewhere? We'll compare your current coverage and premium and show you where there's room to save.

Call 914-620-0562 for a review
Condo & Co-Op Insurance (HO-6)

Your building is insured. Your unit probably isn't.

We help condo and co-op owners across New York protect their belongings, their unit's interior and their personal liability with HO-6 coverage built to work alongside the building's master policy.

In most New York condos and co-ops, the association or co-op board insures the building, not everything inside your apartment. Without your own policy, you could be on the hook for interior walls, floors, cabinets, appliances, your belongings and liability claims. With shared walls, high repair costs and New York building requirements, an HO-6 policy is one of the smartest protections an apartment owner can carry.

Call 914-620-0562 for a free condo or co-op quote, and ask about bundling it with your auto policy.

Building's master policy usually covers

  • Exterior walls and roof
  • Lobbies, hallways and common areas
  • Building systems and structure
  • The association's own liability

Your HO-6 policy covers

  • Your furniture, clothes and electronics
  • Interior walls, floors and fixtures
  • Upgrades and improvements you made
  • Your personal liability
  • Living expenses if you can't stay home
Personal PropertyCovers your belongings, from furniture to electronics and clothing.
Interior UnitWalls, floors, fixtures, cabinets and improvements inside your unit.
Personal LiabilityProtection if someone is hurt in your home or you damage a neighbor's unit.
Loss of UseAdditional living expenses while your unit is being repaired.
Master-Policy FitCoverage designed to fill the gaps your building's policy leaves.
Bundle & save

Two policies. One agent. A lower bill.

Putting your auto and home (or condo) coverage together usually unlocks multi-policy discounts that aren't available when they're split between companies.

40%potential savings when you bundle*

*Savings vary by customer, coverage and eligibility. Call for your personalized quote.

1

Call 914-620-0562

Tell us what you drive, where you live and what you're paying now.

2

We find your discounts

We review bundle, safe-driver and other savings you may be missing.

3

Switch with confidence

Pick the coverage that fits and we handle the paperwork.

Why David Cohen Insurance

A local office that picks up the phone

Based in Yonkers

A real office on Central Park Ave, not an anonymous 800 number.

New York know-how

We understand NY no-fault rules, co-op boards and city driving.

Focused on savings

Our goal on every call is to lower what you pay without cutting what matters.

Fast, simple quotes

One phone call is usually all it takes to see your options.

Common questions

Insurance questions, answered

Straight answers to what New York customers ask us most.

Where is David Cohen Insurance located?

Our office is at 2042 Central Park Ave, Yonkers, NY 10710. We serve customers in Yonkers, Westchester County and throughout New York State. Call 914-620-0562 to speak with us.

How much can I save by bundling home and auto insurance in New York?

Bundling your home (or condo/co-op) and auto policies can save up to 40%, depending on your coverage, driving history and eligibility. Call 914-620-0562 for a personalized quote.

What types of insurance does David Cohen Insurance offer?

We offer auto insurance, homeowners insurance, condo and co-op insurance, multi-policy bundles and 24/7 emergency roadside assistance for drivers across New York.

Do I need condo or co-op insurance if my building already has a policy?

Usually, yes. A building's master policy typically covers the structure and common areas, not your personal belongings, your unit's interior improvements or your personal liability. An individual condo or co-op policy fills those gaps, and many boards require one.

What is HO-6 insurance?

HO-6 is the type of policy made for condo and co-op owners. It covers your personal property, your unit's interior (walls, floors, fixtures and improvements), your personal liability and additional living expenses if you can't live in your unit during repairs.

What does a condo or co-op master policy not cover?

A master policy usually insures the building structure and common areas. It generally does not cover your belongings, the interior of your unit, upgrades you've made or your personal liability. Those gaps are what an HO-6 policy fills.

What does New York require for car insurance?

New York requires drivers to carry liability coverage, personal injury protection (no-fault) and uninsured motorist coverage. We'll make sure you meet state minimums and help you decide whether higher limits make sense for you.

How do I get a quote?

Call 914-620-0562 or email [email protected]. Quotes are free with no obligation, and having your current policy on hand helps us compare and find savings quickly.

Get in touch

Ready to lower your rates?

Call today for a free, no-pressure quote on auto, home, condo or co-op insurance anywhere in New York.

914-620-0562
Office
2042 Central Park Ave
Yonkers, NY 10710