Condo and co-op living is common throughout NY, from high-rise buildings in major cities to co-op's communities across the state. While condo associations and co-op boards typically insure the building itself, that coverage does not protect everything inside your individual unit.

Without proper condo or co-op insurance, owners may be responsible for damage to interior walls, floors, cabinets, appliances, personal belongings, and liability claims. Rising repair costs, shared walls, and New York building requirements make having the right HO-6 insurance policy especially important for condo and co-op owners statewide.